Dubai’s real estate market is entering a more selective phase. Off-plan property continues to account for a large share of residential transactions, while rising supply and new financing options are changing how investors should assess opportunities.
Here are the latest developments investors should be watching.
1. New financing options for selected off-plan projects
Dubai Holding Real Estate and ADCB announced a strategic partnership on 15 September to provide bespoke financing solutions for eligible buyers across selected Nakheel, Meraas and Dubai Properties communities.
For Palm Jebel Ali, The Acres and Nad Al Sheba Gardens, eligible buyers can access financing after paying 50% of the property value to the developer, regardless of construction progress. The offering also includes financing pre-approvals valid for up to 18 months and a three-year fixed rate starting from 3.49% per annum.
Why it matters:
For off-plan investors, financing can have a major impact on cash-flow planning. Payment structure should now be considered alongside entry price, construction progress and expected exit strategy.
Mayfair Homes action: Content + Listing Update.
2. Bay Grove Residences moves into a major construction phase
Nakheel has awarded an AED 800 million-plus construction contract for Phases 1 and 3 of Bay Grove Residences on Dubai Islands.
The contract covers 537 homes across seven buildings, with main construction works expected to be completed in late 2028. The wider Bay Grove community is planned to include 1,154 homes across 15 residential buildings.
Why it matters:
Construction milestones provide investors with another factor to assess when considering delivery progress, developer execution and future resale positioning.
Mayfair Homes action: Content + Listing Update for relevant Dubai Islands inventory.
3. Dubai’s residential supply is increasing
More completed stock is entering the market, making supply analysis increasingly important.
Current DLD-based market data shows that over the 12 months to 21 September 2026, Dubai recorded 181,672 residential sale transactions worth AED 489.4 billion. The median price of built residential property reached AED 1,733 per sq ft, up 6.1% year on year, while off-plan transactions represented 68% of registered residential sales.
Why it matters:
A growing supply pipeline means investors should look beyond Dubai-wide price movements. The more important question is how much competing stock is coming into the specific community and project being considered.
Mayfair Homes action: Content Update + review listings where future competing supply is significant.
4. Off-plan remains a major part of the market
DLD transaction data compiled through 17 September shows 10,281 residential sales over the preceding 22 registration days, with approximately 70% classified as off-plan.
This reinforces the importance of off-plan within Dubai’s residential market, but strong transaction volumes do not mean every project carries the same investment profile.
Investors should compare:
- Developer track record
- Entry price per sq ft
- Payment structure
- Construction progress
- Future competing supply
- Rental demand
- Resale and exit liquidity
What This Means for Dubai Property Investors
The Dubai market is not simply about finding a new launch.
The investment decision increasingly depends on how the property is structured, where it is located, who is developing it, how much competing supply is coming, and how easily the asset can be rented or resold.
For investors considering off-plan property in 2026, the strongest due diligence starts with the numbers behind the project — not just the project brochure.
Mayfair Homes Investor Takeaway
The key factors to monitor going forward are:
Payment Structure → Location & Demand → Construction Progress → Future Supply → Exit Liquidity
As Dubai continues to add new communities and residential stock, informed property selection becomes increasingly important.